Extended Medicare Coverage for Working People with Disabilities:

Under the Ticket to Work and Work Incentives Improvement Act, a special law allows working Medicare Beneficiaries to keep their Medicare coverage for at least 93 months (7 years, nine months) after they complete their Trial Work Period when they return to work.

How it Helps You:

If you are a Medicare beneficiary, if you continue to have a disability as defined by the Social Security Administration, and you return to work, you can keep your Medicare coverage for at least 8 and 1/2 years after you return to work.

During this Extended Medicare Coverage, you will receive Medicare Part A (premium-free hospital insurance) and Medicare Part B (elected medical insurance coverage).

How it Works:

This change in the law was effective on October 2000. It applies to you if you are:

• Just starting work,

• Using Trial Work Period months right now,

• Have used up your Trial Work Period and are currently in your 36– months Extended Period of Eligibility,

• Have not completed the 36 months Extended Period of Eligibility before 6/1/2000.

Exactly when the Extended Medicare Coverage incentive begins is determined by when you consistently reach Substantial Gainful Activity.