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Social Security Disability Insurance


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Social Security Program Information

Social Security Disability Insurance

Work Incentives

Trial Work Period

Extended Period of Eligibility

Substantial Gainful Activity

Subsidies and Special Conditions

Impairment-Related Work Expense

Extended Medicare Coverage

Expedited Reinstatement of Benefits

Supplemental Security Income

Self Employment



Tax Credits

Ticket to Work



Social Security Disability Insurance (SSDI) Eligibility Criteria

To qualify for SSDI, an individual must meet the disability guidelines, primarily the inability to work at a substantial level (which means the inability to earn Substantial Gainful Activity (SGA). In 2012, SGA is $1010 per month (non-blind) and $1690 (blind). Additionally, the disability must have lasted or be expected to last for at least a year (12 months) or result in death.

The Social Security Administration also has a process to determine the disability. This process includes five basic questions:

1. Is the individual working?

2. Is the individual’s condition severe?

3. Is the individual’s condition severe enough to meet Social Security’s “listing of impairments”?

4. Can the individual do the work s/he did previously?

5. Can the individual do any other type of work?

Once the above questions are answered, the Social Security Administration will forward the claim to Indiana’s Disability Determination Service Bureau to review medical information and other information submitted. There is a five month waiting period from the date that Social Security determines the disability began until an individual is determined eligible for benefits.

Indiana Family and Social Services - Disability Determination Bureau

Childhood Disability Benefits (CDB)

An adult may qualify for Social Security Disability Insurance benefits as a Childhood Disability Beneficiary (CDB) through their parent's contributions to FICA. To qualify for CDB benefits, the individual must be disabled before the age of 22 (meet Social Security’s criteria for disability) and his/her parents must be either disabled, retired, or deceased and have contributed into the Social Security Trust fund through FICA taxes.


The Disability Benefits and Work website was funded by the Medicaid Infrastructure Grant (CFDA # 93.768)

This site is intended for informational purposes only. Individual situations vary widely and must be evaluated on an individual basis by Division of Family Resources eligibility caseworkers, or Social Security Claims Representatives and/or Indiana Works-Community Works Incentive Coordinators. Links from this site are provided to help people research various topics and do not constitute endorsements by the State of Indiana or its partners.