Q: We’re happy that my 35-year-old daughter is now employed. She receives Social Security Disability Insurance (SSDI). She is working about 25 hours/week at $9.25/hour, but we’re concerned she may lose her benefits. Could her new earnings affect her benefits? Someone advised us that Social Security work incentives might help her. Is that true?

Q: I have a similar question. My son receives SSI but is not yet working. Could Social Security work incentives help him too?

Q: I’m an adult with a disability and have lived in a house with several other people with disabilities for the past several years. I work part time and my salary helps pay for some things, but I’d really like to live in my own place. Could an Individual Development Account really help me get a house? Can it be used for anything else?

Q: Our son is 6 years old and has high functioning autism. I just heard a presenter say that my wife and I should really put a special needs trust in place to provide for him when we are gone. We want him to have access to services, but we’re hoping he won’t be dependent on government aid. Couldn’t we just set up a regular will?

Q: My husband and I work two jobs and are just making ends meet as it is. We’re not rich. How can we possibly arrange a special needs trust for our daughter?

Q: I’m receiving SSI and working 20 hours/week at $7.25/hour. I have a great idea to start a small business and become more self-sufficient, but need to be able to buy some related equipment. With my limited income, how would a Plan to Achieve Self-Support (PASS) help me?

Q: My brother has a disability and is working, but only earns about $5,000 a year to support his two children. We just heard about the Earned Income Tax Credit for people with low income. Could he be eligible to receive an EITC refund? It sounds complicated. Do I need to pay someone to file his taxes?